Include business and personal obligations
Kearny Mesa includes the Convoy corridor and industrial, office and commercial areas. A business-debt question can be discussed remotely before arranging a meeting at either of the firm’s published offices.
Jeff serves Kearny Mesa through the firm's San Diego County practice. You can start by phone or video and meet at the La Jolla or El Cajon office to review and sign. Documents are uploaded electronically. For a business owner, that process gives you a way to discuss the financial problem before deciding what kind of filing, if any, should be considered.
Jeff worked in commercial lending before becoming an attorney. The firm's business bankruptcy service considers the connection between a business's debts and an owner's personal obligations.
What did you personally agree to pay?
If a lease, equipment loan or line of credit was signed for a business, identify the borrower and any personal guarantee. Closing the business and dealing with the owner's liability are separate questions. The business structure and the documents signed are important, so do not assume every business debt belongs only to the company or automatically becomes a personal debt.
Prepare a separate list of household bills as well. Credit cards, a mortgage or tax debts may need attention even when the business is the reason you called. Jeff can review how those obligations fit together and explain whether business and personal issues require different steps.
Explain whether the business will continue
A business that is winding down raises different practical questions from one trying to remain open. Tell Jeff which situation you are considering and what you want to protect or resolve. The consultation is the place to discuss the options, rather than selecting a chapter based on another owner's experience.
If a creditor lawsuit or collection deadline is involved, identify it early. Bring up tax notices and unpaid returns as well; the firm also handles tax-law matters. Ask what preparation will be needed, what fees apply and whether a payment arrangement is available. Keep confidential business records out of the public inquiry form and discuss how to provide them during the consultation.
Talk with Jeff about your options
Call 619-933-6057 for a free consultation, or request contact and describe the kind of help you are looking for. Jeff answers his own phone and explains the options in plain English. Attorney fees depend on the chapter and the situation; discuss the cost and available payment arrangements before committing.
For a Kearny Mesa consultation, you can choose phone, video or an office appointment. The firm's usual preparation involves electronic documents and one in-person review and signing meeting. Ask what the process would involve for your case, including anything that needs attention before filing.
This page provides general information. A consultation request does not create an attorney-client relationship or guarantee a bankruptcy result. Please do not submit confidential information through the public form.
